You should check whether certain components of the leisure insurance are already covered by a different policy. For example:

  • Supplementary health insurance
    Medical expenses may already be covered by your health insurance.
  • Rega membership
    If you are a patron of Rega, check whether Rega already provides certain benefits such as SOS assistance.
  • Credit cards
    If you use your credit card to pay for your trip or an event, it is highly likely that cancellation costs are already covered by the credit card.