The secure standard channel between financial institutions and corporate clients

Electronic Banking Internet Communication Standard (EBICS) as a Service is Swisscom’s attractive one-stop solution for secure, standardised data transfer between financial institutions and your corporate clients via the Internet. The shared service is available to all Swiss financial institutions, regardless of their size or which core banking system they use.

For your corporate customers, EBICS is an importan international communication protocol offering huge efficiency and security benefits.

Your expert

Thomas Drescher

Head Avaloq Payment, Banking

The simple, one-stop solution for all banks

With EBICS as a Service, you get the best service quality. The one-stop solution includes all components such as infrastructure, licences, operation and maintenance. Thanks to standardised onboarding processes, EBICS as a Service enables all banks to introduce products quickly and simply – no matter how big they are or which core banking system they use. The service is also compatible with previous formats (e.g. DTA, MT940).


Progress digitally with EBICS as a Service

The service helps you with the forthcoming harmonisation of payment transactions because it supports the new ISO 20022 message formats. Thanks to conversion services, EBICS as a Service already enables your corporate clients to send messages in the ISO 20022 formats. The availability of the VEU (distributed electronic signature) offers your bank additional support with the digitisation of business processes.

Benefits of the shared service community

EBICS as a Service is financially attractive. Thanks to the shared service model, costs for projects, infrastructure, licences, operations and further development are shared between all participating banks. There are clear cost benefits compared with individual implementation. Swisscom also supports developments initiated in the community and makes them available to all participants free of charge.

Top security and availability

EBICS as a Service provides highly secure data transfer using key changes. The redundant server infrastructure is located in data centers hosted by Swisscom in Switzerland.

Our partners


Benefits of our partnership with Crealogix

Through our close partnership, the strengths of Swisscom, as the leading provider of reliable bank platform hosting and operation services, are combined for your benefit with the services offered by Crealogix, an established provider of innovative digital payment solutions.