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New business models

New business models


New business models


Developing business models and products.

Start-ups and global players alike are challenging traditional banking products and services: with user-friendly digital offerings, they target the changing information needs of customers. Strengthen your market position with new services such as crowdfunding, finance portals or mobile payment. New technologies such as block chain and cloud solutions are opening up new possibilities.

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Studies Digital Banking

Swisscom observes and analyses trends in the digital ecosystem together with external partners and leading education institutions and generates recommendations on this basis.

Crowdfunding Monitoring Switzerland 2015


Developing innovative digital products and services together

In a joint development process, we’ll work with you to create digital innovations that are tailored exactly to your requirements. These products will enable you to position yourself on the market as a future-proof company.


We are pleased to present:
Trend scouting for digital banking

Please allow us an hour of your time to introduce you to the trends in digital banking, based on thorough research and our many years of experience.

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Utilise existing digital banking solutions

Swisscom will create for you a simple, rapid and cost-effective means of accessing digital marketplaces, crowdfunding platforms and innovative mobile payment solutions. With manageable investments. You’ll benefit from our expertise in digital banking and finance and from our many years of experience. You can also take advantage of existing platforms, services and products,  which can be adapted to your requirements, guaranteeing rapid entry to the market – and securing your competitiveness.

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Our products for innovative Swiss banks


The platform for getting started easily and professionally.

Digital Identification & Signing

The simplest way of opening an account. Identify yourself and sign documents digitally.

Paymit as a Service

Thanks to a white-label mobile payment app, Paymit as a Service offers your bank customers a customised Paymit app – without any software development costs.

KMU Financial World

The online solution for efficient financial processes of your SME customers.

News about this topic

Press release: 23 July 2015

Valiant launches digital finance portal for SMEs

Valiant makes further advances in the digitalisation of banking. In collaboration with Swisscom, they will be launching an innovative, digital finance portal for SMEs at the beginning of 2016.

Press release: 23 July 2015

The first Swiss bank is now opening a marketplace for crowdlending in collaboration with Swisscom

With its crowdfunding marketplace the Basellandschaftliche Kantonalbank (BLKB) has become the first Swiss bank to offer crowdlending for companies.

Other important banking issues

Digital customer experience

For a seamless customer experience, Swisscom offers you solutions in customer self-service and in digital client advisory services.

Efficient banking

Swisscom’s portfolio includes standardised, modular and individual products for optimising your banking processes.