Payment transactions

Simplified payments with the QR bill

The days of the red and orange payment slip are numbered. Businesses have until 30 September 2022 to complete the switch to the QR bill.

Text: Swisscom, Image: istockphoto.com, October 20, 2021

Since its introduction back in June 2020, the QR bill has been gradually replacing the orange and red payment slip and will do so completely on 30 September 2022.

The QR bill has been designed to reduce complexity in payment transactions and drive digitalisation.

 

A global process

 

Payment transactions have evolved significantly over the last hundred years and brought forth a multitude of different standards, procedures and formats. Their harmonisation is intended to simplify everything – worldwide.
This covers transfers, direct debits, reporting and payment slips.

Easier payment

 

In the case of the latter, the main focus of a QR bill is a large QR code rather than text like in the past. This code contains all the data necessary for paying the respective bill and can be read or scanned using a smartphone or a reader developed for E-banking.
Paying bills is easier, faster and more efficient, as there is no need to type in long reference numbers.

 

 

Swisscom Health is ready for the new QR bill

 

Accordingly, the changeover of payment transactions also affects Swisscom Health and its customers, whether users of curaBILL, curaLINE, curaMED or triaMED.


XML invoice standard 4.5 is required to send a bill with a QR code.

  • curaLINE, our bill transfer tool, already enables the transmission of QR bills at the customer’s request. The only condition is that the practice information system from which the bill is generated must also be able to generate QR bills.
  • Our curaMED and triaMED practice information systems are currently being prepared for this. Transmission in XML invoice standard 4.5 will already be possible in the spring. triaMED will be able to create QR bills from that moment on. It will also be possible to generate QR bills directly from curaMED by 30 September 2022.
  • curaBILL will completely switch over by March 2022 and, from this date onwards, will only receive and process bills transmitted in XML invoice standard 4.5.

 




SIX survey

More than a quarter of finance managers in Swiss companies do not know how their company will react to the elimination of the previous payment slips. An additional 16% have not planned the switch to the QR bill. These are the findings of a survey of 1,252 finance managers conducted by financial infrastructure provider SIX between April and May 2021.

SIX also wanted to learn through its survey how many companies have already switched to the QR bill. Only 15% of the Swiss companies interviewed have made the switch, while 42% plan to do so in the third quarter of 2022. Just 39% knew about the expiry date (30 September 2022) for the previous payment slips.




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