EBICS as a Service

EBICS for Swiss corporate payment transactions at the highest level of security

With our EBICS Electronic Banking Internet Communication Standard as a Service for Switzerland, you receive our all-in-one solution for secure, high-performance data exchange and online banking between you and your corporate customers. The multibanking communication standard reduces interface complexity and brings advantages in account management and security.

Leading industry standard

With Swisscom’s EBICS service, financial institutions’ corporate customers are securely and reliably connected to the European standard for connecting corporate customers to the financial networks. We provide you with an attractive package that offers maximum security and reliability at manageable costs, and always meets the requirements of the market and regulatory bodies. Add-on options are also available to individualise the customer experience.

Clear cost advantages

The all-in-one EBICS solution can be combined with any core banking system and is compatible with previous formats such as DTA or MT940. The modular, extensible full-service solution supports the ISO 20022 payment transaction standard. Thanks to a shared service, you can share the costs for infrastructure, licences, operation and maintenance with the participating financial institutions.


Use the latest EBICS 3.0 specification, digitise business processes between the bank and corporate customers and benefit from functions such as distributed electronic signature (EBICS VEU), payment transactions (ZV), electronic tax assessment decision (eVV connection) or e-documents as required.

Your benefits

Swisscom’s market-leading communication standard with the most EBICS customers and the largest community

Cost-efficient operation and transparent cost structure

Secure data handling in a certified tier 4 data centre in Switzerland

When is it the right solution?

Are you a financial intermediary looking for a highly flexible, secure, reliable and easily scalable solution that is kept technologically up to date and quickly deployed? Then you’ve come to the right place.

With EBICS as a Service, Swisscom offers the leading connection for corporate customer payment transactions between corporate customers and banks – with no interruptions for participating financial institutions since 2016. Managed EBICS or EBICS as a Service as well as additional software modules are available. Choose your required services flexibly from the existing modules and reduce the complexity of your interfaces.

What’s in it for you:

  • EBICS as a highly secure communication channel
  • EBICS for high-performance data exchange
  • EBICS as the basis for your multibanking offer

Why Swisscom?

  • Put your trust in the provider with the broadest overall portfolio in the banking market
  • Take advantage of the modular design to combine with other solutions and configure your individual payment hub
  • Comprehensive package with lifecycle management, release management, application management and operations for complete peace of mind

EBICS offer

Which is the right option for you?

Let’s find out together what we can do for you.

Our offers for you

Managed EBICS

Get started with EBICS without having to build up back-office expertise.

EBICS as a Service

The EBICS standard solution; highly flexible, scalable and with PAYG billing.

App for VEU

Greater security courtesy of the separate app for the distributed electronic signature.

  • «Swisscom’s EBICS solution is helping us to strengthen existing relationships and acquire new customers.»  

    Martin Künzler, Thurgauer Kantonalbank TKB
    Head of External Asset Managers

    Portrait Martin Künzler

Possible EBICS applications

Standard payment transactions

Process customer-initiated payments in all standard PAIN (payment initiation) formats. Payments from the bank to corporate customers are supported in the PAIN format or in the customary CAMT and SWIFT formats.


Connection of electronic tax assessment decision (eVV)

As a replacement for file transfers

The basis for multibanking portals

Innovative FinTechs

Additional information

Secure corporate payment transactions

Clear responsibilities mean that highly secure corporate customer business and ease of use are not mutually exclusive.


Multi-Banking as a Service

  • Harmonised connection to payment transactions

    Would you like to offer your corporate customers a standard and highly secure connection for payment transactions? Most banks offer EBICS as standard for payment transactions. Use EBICS aaS for your corporate customers and reduce their vulnerability, as well as your own.

  • Customer-centred communication

    As an option, you can offer the use of e-documents and save your corporate customers from having to log in to access statements or PDF confirmations. Login, downloading and saving are then no longer necessary, improving the efficiency of corporate customer accounting.

  • Customer benefits

    By connecting the secure, simple and reliable eVV option to the EBICS interface, you enable the daily transfer of position, price and transaction data in CSV/XML formats. All assets are visible in the portfolio.

Talk to us about your needs and our experience in international payment transactions. We will be happy to advise and support you.