Payment Solutions

Payment solutions – for efficient payments

We are the payment solutions provider that helps banking institutions like you to overcome any challenges. We meet increasingly stringent payment transaction regulations reliably and manage payments in a fail-safe way, without interruptions.

Bank customers are demanding real-time account management, required for innovations at the customer interface such as instant payment.

Key factors: availability and speed

Data exchange and payment processing demands are growing, as are transaction volumes. Payment processing solutions must therefore process an ever-increasing number of financial transactions.


You can bring costs down by leveraging standardisation and real-time, automated processing. Besides speed, the quality and price of these solutions are also important. Equip your bank for the future with a comprehensive modular offering that extends far beyond simple payment transactions (such as an instant payment provider) and benefit from the expertise of the market leader in the field of payment solutions.

Why Swisscom is your ideal payment partner

Comprehensive payment offering

We provide you with solutions to cover all of your payment transaction needs.

Secure and scalable solutions

Highly available, scalable solutions from Tier 4 data centres reduce expense and risk.

E2E services from the market leader

You can rely on our expertise and payment solutions, including back-office outsourcing.

Our payment solutions for your bank

Card Services

Reduce card management expense and guarantee inspiring customer experiences.

EBICS as a Service

Use the EBICS communication standard for highly secure data exchange in payment transactions.

Financial Messaging Service Bureau

Connect your core banking system with the (inter)national payment systems.

Fraud Prevention Service

Leverage the latest expertise and technology to combat fraud and protect your systems.

Multibanking as a Service

Create transparency across all accounts and facilitate active liquidity management.

TWINT Whitelabel Services

Provide your customers with your highly secure, efficient, bank-owned TWINT app.

Why banks rely on Swisscom payment solutions

Financial Messaging Service Bureau (FMSB)

Customer requirements

Due to tightening regulatory requirements, Basler Kantonalbank (BKB) and Bank CLER needed to invest in their financial messaging solution and make it fit for the future. Performance, scalability, security and stability were all important.

The support offered by Swisscom

With its extensive industry expertise, Swisscom was the right Swiss partner for the financial institutions. They were won over by the software, combined with the strong service offering and value for money. The high level of security, great onboarding and stable function of the service solution proved particularly impressive.


Card Services

EBICS as a Service

  • «The Swisscom experts responded enthusiastically to our requests.»

    Stefan Tschumi, Team leader IT Governance, BKB Group

    Portrait Stefan Tschumi
  • «Ambitious Time-to-Market? Swisscom is the right partner for you.»  

    Daniel Capraro, CPO, Yapeal

    Portrait Daniel Capraro

Any questions? Our team of payment solutions experts will be happy to advise you.